Long Term Care -
Life Insurance Comparisons


Our mission is to provide unbiased comparisons to help advisors evaluate differences between products and riders, so they can offer the best LTC-Life Insurance solution to their clients.

  • LTC Extension of Benefit products (aka:  Hybrid or Linked Benefit)
  • LTC Riders
  • Chronic Illness Riders with Up-Front Charges (known predictable benefits)
  • Chronic Illness Riders with Charges and Benefits determined at Acceleration
  • Critical Illness Riders
Impartial, Independent, Competitive Intelligence Services.

Compare before you decide


Living Benefit Review provides in-depth, up to date articles, & comparisons of LTC life
insurance options. We want you to make the best decision possible!

Latest Articles

Chronic Illness Riders

Tragedy: IUL Lawsuits – A Growing Risk for You?

The problem is bigger than you think.  There’s even the potential to capture the attention of Congress.  After…

Hybrid Claims

The Inevitable Train Wreck with LTC Claims

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Comparing LTC


LBR provides objective, in-depth product, and rider analysis to help you make smarter decisions.

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