Long Term Care -
Life Insurance Comparisons


Our mission is to provide unbiased comparisons to help advisors evaluate differences between products and riders, so they can offer the best LTC-Life Insurance solution to their clients.

  • LTC Extension of Benefit products (aka:  Hybrid or Linked Benefit)
  • LTC Riders
  • Chronic Illness Riders with Up-Front Charges (known predictable benefits)
  • Chronic Illness Riders with Charges and Benefits determined at Acceleration
  • Critical Illness Riders
Impartial, Independent, Competitive Intelligence Services.

Compare before you decide


Living Benefit Review provides in-depth, up to date articles, & comparisons of LTC life
insurance options. We want you to make the best decision possible!

Latest Articles

Chronic Illness Riders

Despite the Lawsuits, The Goodness of Chronic & Critical Illness Riders

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Hybrid New Business

Does Pacific Life’s Exodus Signal a Chink in the Armor of the Hybrid-Linked Benefit Market?

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Comparing LTC


LBR provides objective, in-depth product, and rider analysis to help you make smarter decisions.

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